Banking apps usually offer options and functions that are way above what the majority of their clients really need. Many of us just need a basic tool to access our accounts and carry out basic operations, such as checking our balance, making transfers or controlling our credit card payments.
Basic functions for CaixaBank customers
Aware of this fact, the guys at CaixaBank, the former La Caixa, have released imaginBank. It's an app for iPhone and Android that offers their clients the most basic services for their everyday operations. Here you'll find all the essential functions and that doesn't include requesting credits, controlling the stock market, checking your mortgage or making investments.
Just carry out the banking operations you really need.
With this app, you'll have full yet a simple control over your personal finances and all their basic operations. For such purpose, it comes along with the following options:
- Basic operations with your accounts, bills, transfers, and cards.
- Find the nearest cash machines based on your GPS location.
- Bank operations without paying any fees.
- Possibility to send money without fees to friends and family through Bizum.
- Option to get hold of a Visa imagin card for free.
- Create a contact list to speed up the transfer of money.
- Control and compare your income and expenses.
- Discounts and special offers for the users of this service.
The simplicity of the app has also reached its design as the number of sections from where we can control our income and expenses have been reduced to the minimum extent. It also allows us to customize the home screen, changing the order of the blocks of information shown, which are:
- My Money: from here you can control your accounts expenses, balance, and all its movements, which can be shown in depth by tapping on them.
- Bills: access and control the bills associated to your account with graphics to keep an eye on your monthly expenses.
- Card: check all the payments made with your card broken down into individual transactions.
- Imagin Pay: use its payment system for individuals by sending money via email or phone number. In turn, you can also withdraw money from ATMs by using a code received by SMS.
In general, the opinions about this app are quite positive mainly due to how easy it is for the user to operate with his bank account. So now that you know what it is, don't hesitate to resort to this CaixaBank service if you want to access your accounts from your phone in the simplest of manners.