One of the things that have improved the most thanks to the arrival of smartphones is sending money to friends and relatives. Thanks to applications of the likes of Zelle, we can send money to our contacts with just a few screen taps and receive cash if we're the poor guys in the neighborhood.
Be a Lannister and pay your debts
Thanks to this application, you can forget about not receiving the money for that gift you bought between several of you or that typical situation when it comes to paying the bill and you've only got a large note on you. With Zelle, you can send or receive money in a jiffy directly between bank accounts. To be able to use it, you only need an email address or a phone number.
However, you should know that for the time being this application is only available in the USA. If you want to send or receive money elsewhere, you'll have to resort to other alternatives of the likes of Twyp, PayPal or TransferWise.