Branch International is a financial company specialized in providing credit. It is very focused on technology, which helps them reduce the cost of their services in emerging markets. Therefore, they have created an algorithm that helps them estimate the creditworthiness of applicants through their customer's smartphones.
Branch is the official app that manages this data and loan applications. Through this tool, you will be able to request a credit at any time and place in a matter of seconds. All you have to do is create an account, send your application, and quickly and easily receive the loan straight into your bank or mobile account. This is a nice option to avoid time-consuming paperwork.
The company informs you that, if you are late in returning the installments or if you ask for an extension of the deadline, no penalties or extra charges apply. In addition, you can apply for bigger loans, lower rates, and flexible payments as you pay back the money.
Branch makes it easy for you to access loans anytime, anywhere and following your lifestyle.
Apply for a personal loan from your Android
However, this app presents an important limitation as, at the moment, it is only available in Nigeria, Mexico, Kenya, and India. You can apply for up to 70,000 Ksh, 150,000 ₦, 20,000 pesos or 50,000 rupees if you are in one of these countries.